Crazy Miser - Terms of Use

Terms of Use

BEFORE USING OUR WEBSITE, PLEASE READ OUR TERMS OF USE CAREFULLY.

Subject to your compliance with the terms and conditions set forth herein, Crazy Miser ("Crazy Miser," "we," or "us") provides its website, Crazy Miser, located at https://crazymiser.com/ (along with all other websites, mobile applications, and services operated by or on behalf of Crazy Miser, the "Site"), to you, an individual user ("you").

1. Consensus
You accept our terms of use by using the website. Please do not access or otherwise use the Site or any information included herein if you do not agree to the terms and conditions outlined in the Terms of Use and Crazy Miser's privacy policy.

The Site is not meant for minors under the age of 18, thus you certify that you are over that age. Crazy Miser will terminate a registered user's account if it comes to its aware through trustworthy channels that the user is a minor.

2. Modifications to the Terms of Use
At any time we reserve the right to:

Modify the Terms of Use;

Alter the website, including by removing or ceasing to offer any feature or content; or
impose costs, levies, or additional requirements for using the site or certain features of it with notice.

By using the Site after any changes have been made, you agree that Crazy Miser has the right to modify it at any time and without prior notice. To notice recent updates, you should constantly check the Site.

3. Securities Disclaimer

You are aware that anything posted on the Site should be construed as a recommendation for any particular security, portfolio of securities, transaction, or investment strategy. You also acknowledge that none of the bloggers, information providers, app developers, or their associated companies are giving you personal advice about the merits, potential, or otherwise with regard to any specific security, portfolio of securities, transaction, investment strategy, or other issue. If any of the information published on the Site is interpreted as offering advice or recommendations on a specific security, it does not take the financial needs of any one person into account and is therefore impersonal. You are aware that any investment involves risk, and that analyses of any securities presented on the site won't include a rundown of pertinent risk considerations. Please be aware that some of the companies about which content is provided on the Site have a low market capitalization or a small enough public float. These stocks are more vulnerable to risk than those of larger corporations, including higher volatility, less liquidity, and less information that is available to the general public. The stock prices of these companies may be impacted by blogs, postings, or other content on the Site that you may or may not consider to be recommendations.

You are aware that the Site occasionally may contain opinions about stocks referenced in other Crazy Miser blogs or products, and that those opinions may vary from those in other blogs or products. It's possible that the thoughts or ideas stated do not represent Crazy Miser as a whole. If a stock is mentioned in a blog post, article, or other piece of material that an employee writes, we expect them to declare any personal interests they, their immediate family, or any entity under their control may have in the stock. The fact that non-employees, such as external bloggers, content contributors, or their affiliates, may write about securities in which they or their firms have a position, however, is something you realize and accept.

You are aware that performance data is provided by sources that are thought to be trustworthy, that calculations on our site are based on such data, that these calculations are not supported by the information providers, the sources, or any other person or entity, and that they might not be accurate.

You are aware references to earlier articles and opinions we've written may appear on our website. These citations could be selective, could only include a small section of the article or viewpoint, and are probably out of date. As markets fluctuate constantly, information and data that has already been published may no longer be accurate and should not be relied upon.

Every piece of content on the site is only available as of the date it was published or otherwise made available, and it could be replaced due to later market developments or other factors. Additionally, you are in charge of adjusting your browser's cache settings to guarantee that you are getting the most recent information.

4. No Professional Advice or Investment Recommendations

The information on the website is just being made available for informational purposes. Nothing on the Site should be interpreted as an offer to sell, a solicitation of an offer to purchase, or a recommendation for any security by Crazy Miser or any other party. The Site does not give tax, legal, insurance, or investment advice. We are not licensed financial advisors. You understand this Site is not liable for your own investment choices.

Before making any decisions based on the information on the Site or any other content, you are solely responsible for determining whether any investment, security, strategy, or other product or service is appropriate or suitable for you in light of your investment objectives and personal and financial situation. You are also solely responsible for weighing the benefits and risks associated with using the information on the Site. Regarding your particular legal or tax position, you should get legal or tax advice.

Future outcomes cannot be predicted based on past performance. As a result, you shouldn't assume that any particular investment or investment strategy will perform profitably in the future or at a level that is consistent with its related prior performance. Any investment carries with it the risk of loss. No advice or recommendation is being made as to whether a particular investor should make a particular investment. The profitability of any investments in the securities, businesses, industries, or marketplaces indicated and detailed should not be taken for granted. By virtue of anyone using or having access to the Site, Crazy Miser is not acting as a fiduciary. Crazy Miser is not an authorized US investment adviser, broker, securities dealer, or bank.

5. Trademarks / Copy Right / Linking Policy

The Site, the information contained therein, and all copyrights therein are the property of Crazy Miser and its third-party licensors or providers, including without limitation, the text, documents, articles, products, software, graphics, photos, sounds, videos, interactive features, services, links, User Submissions (as defined below), third-party apps, and other content on the Site ("Content"). You are only permitted to access, use, download, and/or print copies of the Content for your own private, non-commercial use. You must keep all copyright and other proprietary notices present when downloading or printing a copy of the Content for your own use. You acknowledge that accessing the Site does not grant you any ownership rights. All rights in and to the Site that aren't explicitly granted are reserved by Crazy Miser.

The Site contains connections to other websites on the Internet or links to third-party Content that has been published on the Site. We have neither reviewed nor authorized any of the Content that appears on such other websites or on our Site, nor do we control or endorse the Content on such other websites. Before you take part in any activity, please read the terms of use and privacy policy of any such third-party website with whom you interact. All third party sites you use or link to are strictly your responsibility and subject to liability. You acknowledge and agree that we shall not be liable for any loss or damages arising from the use or reliance on any such content, nor for any loss or damages arising from the legality, accuracy, or appropriateness of any Content, advertising, products, services, or information available on our Site or on any other websites. In a similar vein, even though we make an effort to facilitate the deployment of high-quality apps, we disclaim all liability for any loss or damage that may have resulted from using them.

Please get written permission from Crazy Miser before copying, publishing, or distributing any of its content. A trademark or service mark of Crazy Miser. All other trademarks, service marks, and logos are the property of their respective owners and may not be used in connection with our websites without permission.

If these Term of Use is terminated, this section will remain in effect.

6. User Conduct

Without our prior written consent, you are not permitted to use, copy, display, sell, license, decompile, republish, upload, post, transmit, distribute, create derivative works from, or otherwise exploit Content from the Site on online message boards, bulletin boards, newsgroups, chat rooms, or in any other way. Infringing upon our copyright and other proprietary rights by altering the Content or using it for any reason other than your own personal, noncommercial usage may result in legal repercussions.

Additionally, you agree not to do the following when using the website and its services (including when using your Crazy Miser direct messaging account to send private messages to other website registered users):

restricting or impeding another visitor's use of the website, including but not limited to "hacking" or vandalizing any area of the website;

use the website for any illegal activity;

without our prior written approval, express or imply that any claims you make are supported by us;

any part of the website to be modified, adjusted, translated, sold, reverse-engineered, decompiled, or disassembled;

disable, deteriorate, or otherwise change the Site's functionality or appearance, including how advertising is presented;

without first receiving our express consent, "frame" or "mirror" any portion of the website;

use a bot service for any reason on this Site;

Use a robot, crawler, site search or retrieval tool, or any other human or automatic tool or process to download, retrieve, index, "data mine," "collect," or "harvest" or otherwise duplicate or get around the site's navigational layout or content display;

without the visitor's express consent, gather or collect information about them;

Send spam, chain letters, or other types of unwelcome communications to other Site users;

Any content that contains computer viruses or other hazardous computer code, files, or programs should not be transmitted.

In connection with your use of the Site and the available content on it, you also agree to abide by all applicable laws, rules, and regulations. Our goal is to stop money laundering and terrorism funding operations before they happen and to identify them as soon as they do. You are not allowed to use the Site in a way that contravenes our regulatory duties related to anti-money laundering, counter-terrorist funding, or similar issues.

We retain the right to terminate your Subscription, account, and/or access to the Site if your use is in violation of such duties or if, despite reasonable efforts, we are unable to locate the information about you necessary to confirm your identity. Your date of birth, physical address, taxpayer or other identification number, physical address, government-issued identification document, or other details that will allow us to reasonably identify you may be requested in order to validate your identity.

You will need to register for an account in order to use any of the features provided by the Site. You accept the following by creating this account:

You may only keep one account active;

Never intentionally grant or allow access to your account (including without limitation a "Subscription" ) nor divulge your account email or password;

Never use another user's account without that user's consent;

You must enter accurate and comprehensive information while creating your account;

You are completely accountable for all activity that takes place on your account, and you are required to keep your password safe.

In case of a security breach or illegal use of your account, you must contact us right away.

You are responsible for any unauthorized use of your account or password as well as any losses incurred by Crazy Miser or other parties as a result. Any unauthorized use of your account will not subject us to liability for any losses.

Your access to the Site may be terminated in Crazy Miser's sole discretion.

7. Disclosure

In order to (a) comply with any applicable law, regulation, legal process, subpoena, governmental or regulatory request, (b) enforce these Terms of Use, including investigating potential violations of them, (c) detect, prevent, or otherwise address fraud, security, or technical issues, and (d) respond to user support requests, we reserve the right to access, read, preserve, and disclose any submissions to this Site (whether published or not).

8. Disclaimer of Warranties

Crazy Miser offers a huge variety of information and analysis. As a result of the many viewpoints on our staff, a subscription might occasionally take actions or make recommendations with regard to particular securities that differ from those actions or recommendations made by another Service we offer. We are not liable for any investment decisions you make from this Site.

Crazy Miser does not guarantee the content's accuracy, comprehensiveness, or suitability for any particular purpose. Even though we employ the most diligent and skilled tech professionals in the industry, Crazy Miser offers no guarantees that you will receive our content or any of the Services on an uninterrupted, timely, secure, or error-free basis. We merely guarantee that we'll do our best to deliver informative content that is both engaging and instructive as well as entertaining. We maintain the right to be incorrect in all other respects.

This means that even if we have been informed of the possibility of such damages, under no situations will Crazy Miser, its employees, or its agents be liable for any direct, indirect, incidental, consequential, punitive, or other type of damages resulting from your use of, purchase of, or downloading of any content from our Websites. This includes without being restricted in any way loss or harm brought on entirely or partially by our negligence or by events beyond our control when developing or providing any of our Services.

Every piece of data, information, and opinion offered through our Services may not be accurate, full, or even true, and we can't and won't assume responsibility for that, nor can we or will we make any claims or statements about it.

The site is provided "as is" and without any express or implied representations or warranties of any kind, including those about any product or service obtained or accessed via the site. CRAZY MISER DISCLAIMS ALL WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE AND NON-INFRINGEMENT, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES OF PERFORMANCE AND FITNESS FOR A PARTICULAR PURPOSE.

CRAZY MISER, ITS AFFILIATES, SUPPLIERS, AGENTS, SPONSORS, INFORMATION PROVIDERS, AND ANY OTHER THIRD PARTY INVOLVED IN OR RELATED TO THE MAKING OR COMPILING OF THE SITE MAKE NO WARRANTY AS TO THE UNINTERRUPTED, ERROR-FREE, OR SECURE NATURE OF YOUR USE OF THE SITE, OR AS TO THE FREEDOM OF VIRUSES OR OTHER YOU AGREE THAT YOUR USE OF THE SITE AND ANY RELIANCE THEREON IS AT YOUR SOLE RISK AND RESPONSIBILITY. NO STATEMENT OR OPINION, WHETHER FOUND ON THE SITE OR OTHERWISE, MADE BY CRAZY MISER, ITS AFFILIATES, SUPPLIERS, AGENTS, MEMBERS, SPONSORS, INFORMATION PROVIDERS OR VISITORS SHALL CREATE ANY WARRANTY.

9. Limitation of Liability

NO PARTY ASSOCIATED WITH CRAZY MISER OR ITS AFFILIATES, INCLUDING EACH OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, SUPPLIERS, ADVERTISERS, AGENTS, SPONSORS, INFORMATION PROVIDERS, OR ANY OTHER PARTY INVOLVED IN OR RELATED TO THE MAKING OR COMPILING OF THE SITE IS LIABLE FOR LOST PROFITS ANY THEORY ARISING OUT OF OR RELATING IN ANY WAY TO THE SITE AND/OR ANY CONTENT CONTAINED THEREIN, OR ANY PRODUCT OR SERVICE USED OR PURCHASED THROUGH CRAZY MISER. CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY. EVEN IF CRAZY MISER, ITS INFORMATION PROVIDERS, OR ANY OTHER THIRD PARTY INVOLVED IN OR RELATED TO THE MAKING OR COMPILING OF ANY PART OF THE SITE HAS BEEN ADVISED OF OR OTHERWISE MIGHT HAVE ANTICIPATED THE POSSIBILITY OF SUCH DAMAGES, SUCH LIMITATION SHALL APPLY REGARDLESS OF THE FORM OF ACTION. YOUR ONLY SOLUTION FOR STOP USING THE SITE IF YOU ARE DISSATISFIED WITH IT. THE TOTAL AMOUNT PAID BY YOU, IF ANY, TO US FOR ACCESS TO THE SITE OR ANY SERVICES DURING THE PREVIOUS SIX (6) MONTHS PRIOR TO BRINGING THE CLAIM SHALL BE THE SOLE AND EXCLUSIVE MAXIMUM LIABILITY TO CRAZY MISER FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, WITHOUT LIMIT CRAZY MISER, ITS INFORMATION PROVIDERS, OR ANY THIRD PARTY INVOLVED IN OR RELATED TO THE MAKING OR COMPILATION OF ANY OF THE GICS SERVICE (DEFINED BELOW), SHALL NOT IN ANY EVENT BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY DIRECT OR INDIRECT LOSS OR DAMAGE, INCLUDE, BUT NOT LIMITED TO, ANY LOST PROFITS, LOST SAVINGS, OR OTHER INCIDENTAL OR CONSEQUENTIAL DAMAGES RESULTING FROM YOUR USE OF, OR INABILITY TO USE, THIS SERVICE.

The following restrictions may not apply to you because some jurisdictions do not permit the limitation or exclusion of responsibility for incidental or consequential damages.

10. Indemnification

You acknowledge and agree that your use of the Site constitutes your agreement to indemnify, defend, and hold us, our officers, directors, employees, agents, representatives, information providers, and any other third party involved in or related to the creation or compilation of the Site, harmless from and against any and all claims, damages, losses, costs (including reasonable attorneys' fees), or other expenses that arise directly or indirectly out of or from (a) your violation of the TOU; (b) your use of the Site (c) violation of rights for any third party. This indemnification and defense will stand with the Terms of Use and your usage on this Site.

11. Termination

You acknowledge and accept that Crazy Miser may, in some cases, cancel your access to and use of the Site without giving you prior notice. Any of the following may constitute grounds for such termination: I breaches or violations of the Term of Use or other agreements or guidelines; (ii) requests from law enforcement or other governmental or regulatory authorities; or (iii) persistent infringers of third-party copyrights or other intellectual property.

12. Copyright

We ask our users to respect others' intellectual property as Crazy Miser does. Users who violate the intellectual property rights of others may have their accounts or access to the site terminated by Crazy Miser under certain conditions and at its discretion.

If you believe your material has been used in a way that violates copyright laws. Please use the Contact us page to submit your case.

13. Subscription services

You agree to pay the appropriate Membership costs listed on the Site by signing up for Crazy Miser subscription goods (the "Subscription"). With adequate notice, Crazy Miser maintains the right to change the subscription prices. There are no refunds of subscription payments unless otherwise specified in writing.